Reward Yourself for Doing Good

Register now for the Card that rewards you for thinking local first. Link it to your bank account and use it to earn rewards, support your favorite local charity, and recirculate more money locally.


Make Giving a Lifestyle

The Think Local Card makes giving convenient and you’re in control.

Select or suggest your nonprofit and round up all your purchases.

Round up to the nearest $0.25, $0.50, or $1. You can change your nonprofit or turn off round up at any time.

Explore Nonprofits

Info for Nonprofits

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Get Rewarded

Earn up to 1 point per dollar spent at local merchants. Feel good knowing that shopping local keeps more money close to home.

Browse rewards, offers and local merchants where you earn points.

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Safe and Secure.

We use bank-level security to keep your information protected. Your data will never be shared without your opt-in.

  • Funds are FDIC insured

  • Discover $0 Fraud Liability Protection*

* See our Cardholder Agreement for details

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No Usage Fees

  • No fees to get your card

  • No fees to use your card

Our only fee is if you request a paper statement. See our fee schedule

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Innovative Features

Everything you need on the go.

Easy to use with SMS and mobile card management.

Save time and money with Tip Calculator and Tip Fraud Alert.

Easy money management with customizable reload center.

Reloadable Prepaid Card

The card works everywhere Discover is accepted.

Connect to your existing bank account to load and unload funds.

With auto-reload, your card can replace your debit card. Funds are transferred after each purchase to maintain a target balance.

With manual load, your card works like a prepaid card with a balance that you spend down. Funds are transferred only when you initiate a transfer.

View detailed information on how it works.

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